Trusted by leading multifamily operators
One program. Three winners.
Credit Builder pays off for residents, for operators, and for the associations that offer it.
Residents
Rent is the largest bill most residents pay. Credit Builder makes on-time rent count toward their credit.
Operators
New, high-margin revenue at no cost, with no added work for site teams.
Associations
Credit Builder is an Affinity Partner product of the Arizona Multihousing Association, offered to members as a resident benefit.
You set the price. You keep the difference.
Union charges a per-resident fee below what standalone rent-reporting tools charge. You choose the resident price.
See both resident revenue products →- 01Set the resident priceChoose what residents pay for the program.
- 02Pay a low per-resident feeBelow standalone rent-reporting tools.
- 03Start earning in 45 to 60 daysOften before the full platform rollout is complete.
An Affinity Partner of the Arizona Multihousing Association.
The AMA represents more than 3,000 members and over 440,000 units across Arizona. Members offer Credit Builder to residents at no cost to the community.
From kickoff to first revenue.
Credit Builder is one of the fastest Union products to launch.
- 1Set your priceChoose the resident price for your communities
- 2Enroll residentsUnion handles enrollment and billing
- 3Report on‑time rentPayments go to the credit bureaus
- 4Earn revenueFirst revenue in 45 to 60 days
The people who run on Union.
“There's no one in PropTech SaaS that prioritizes support and partnership the way Union does. Union is peerless there.”Dustin LaceyChief Technology Officer, Mark-Taylor Residential
“We weren't gonna just be another number, which is what I felt like with the last two CRMs.”Melinda HowardVP of Training and Systems, PLK Communities
A few questions worth asking.
What does Credit Builder cost the operator?
Nothing. Residents fund the program, so the revenue is new and costs the operator nothing. You set the resident price, keep the difference, and pay a per-resident fee.
Which payments are reported?
Credit Builder reports residents' on-time rent payments to the credit bureaus, so paying rent builds their score.
I'm a resident and I see Lift Lytics LLC on my credit report. What is it?
Lift Lytics LLC is the name Union's Credit Builder reports under. If you enrolled in Credit Builder through your apartment community, this entry shows your on-time rent payments.
How fast does revenue start?
First revenue typically lands within 45 to 60 days of kickoff, often before the full platform rollout is complete.
Can a resident opt out?
Yes. Residents can opt out at any time.